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Play Online Hi Lo Game – Rules, Free Games & Top Hi Lo Sites for 2024

Online Hi Lo Basics
Rules Diffuculty Easy
RTP 96.00% – 98.00%
Online Variations RTP and Live Games
How to Win Top Tips
Where to Play Grand Ivy Casino

Free Hi Lo – Practice with Our Free Demo

Hi-lo is a popular card game with the simplest of rules. Will the next card that is dealt be higher or lower? That is the decision you make, with payouts made for choosing correctly. The best way to get a feel for what the game has to offer is to play it. So, we have included a hi lo game demo that you can play for free right here:

Play Hi Lo Game for FreePlay

Play For Real Money Today:

Top Offer
Grand Ivy Casino
Up to £300 +25 Bonus Spins on Starburst
Full T&Cs apply. 18+. New players only. One bonus offer per player. Minimum deposit £20. Max bonus bet is £5. Bonus spins on selected games only and must be used within 72 hours. Bonus funds must be used within 30 days otherwise any unused bonus shall be removed. Bonus funds are 100% match up to £300 on your 1st deposit. Bonus funds are separate to Cash funds, and are subject to 35x wagering the total bonus & cash. Only bonus funds contribute towards any wagering requirements. Terms apply. BeGambleAware.org.

How to Play Hi-Lo – Your First Steps

Hi-lo, also referred to as high low boasts incredibly simple and straightforward rules. The aim of the game is to guess whether the next card to be dealt will be higher or lower. Guess right and you win, guess wrong and you lose, it’s that simple. As such, it is a great option for casino beginners. Yet the fast-paced gameplay and element of decision making also attract a loyal following of experienced players. In the following sections, we will delve into the high low game rules, odds and payouts. Starting with the basics, here is what the hi lo table looks like:

Hi Lo Table Layout

We will now explain the basic rules for playing a classic high low game. The player will place a bet on the table and the dealer will deal a card face up. The player must decide whether the next card to be dealt will be higher or lower in value to the face-up card. If you guess correctly, you win the displayed payout. If you lose, your wager is lost. The next game round then commences.

The game does not have stable payouts and as such, there is no preset paytable for hi-lo. The payouts vary depending on the base card. The greater the likelihood that the next card will be higher or lower, the smaller the payout odds will be. You will learn more about the payouts and odds in the next paragraphs. We should also point out that these are the most basic game rules. Some online hi-lo game variants feature enhanced betting options and payouts, but they still follow the same general principles.

High Low Card Game Rules – Learn to Play Like a Pro

Before you head for some Hi-Lo gameplay, we recommend following our step-by-step guide and learning to play like a pro.
Find a Safe Hi-Lo Site
To play some Hi-Lo games, you will first need to register an account at a trustworthy online operator.
Step 2
Choose a Hi-Lo Game
After you have created an account, you will need to head to the online casino's games and select your preferred Hi-Lo variant.
Step 3
Conduct a Deposit
Before launching a Hi-Lo game for real money, you must first make a deposit. Therefore, head to the operator’s cashier and follow the procedure.
Step 4
Play the Game
First, place a bet and look at the dealt card. Second, you must decide if the next card will be higher or lower in value.
Step 5
Check for Rewards
If you have guessed correctly, you win the displayed payout. Once your gaming session is over, you can withdraw your winnings using the cashier page.

Odds and Payouts

As mentioned in the previous paragraph, high low does not offer fixed payouts. The payout for correctly guessing whether the next card will be higher or lower could vary each game round. This is because the odds change depending on the base card’s value. The higher the probability, the lower the payout. For instance, if the base card is a 3, there is a high probability that the next card will be higher. As such, the payout will be much smaller for a higher card result rather than a lower one. Generally speaking, the odds would be 50/50. Yet considering that most hi-lo games have a 2.5% house edge, the odds drop to around 47.5%. As with all casino games, the house will always have an advantage.

House Edge and RTP

We have touched upon the house edge of the card game, but let’s take a moment to explain the details in a little more detail. House edge is included in all games to make sure that the casino always has the advantage over the player. Thanks to the house edge, over the long run, the casino can expect to make a profit. The return to player (RTP) is a different way of expressing the house edge of a game. The RTP is the percentage of all money wagered by players that will be paid back in winnings over the long run. The higher the RTP, the lower the house edge. The theoretical RTP of hi-lo could vary between 96% – 98%.

High Low Card Games – Top Online Variations

If you want to play the hi lo table game online, you will find several RNG and live dealer variants that you can choose from. In addition to classic versions of the game, you can find some interesting variants. For example, Hi-Lo Switch gives you the option to change the base card. Another interesting variant is Playtech’s live game. This version is played with a real dealer, and it offers various different types of betting options and payouts. Hi-Lo Premium likewise features similar bet types. We have listed the main advantages of playing high low online:

  • Convenient access to real money games 24/7
  • Choice of classic and innovative game variants
  • Play with real dealers from your home
  • Get extra playing time with bonus offers
  • Play the game on your mobile phone or tablet
  • Wide range of betting limits to suit both low and high stakes player

The game is available at most online casinos. To help you decide where to play, we have tested and reviewed casino sites to find the best options. In the following section, we will reveal the top hi-lo casinos. We will also explain how we rated operators and what makes them a good choice for playing the card game.

Best Hi-Lo Casinos for 2024

Whilst many online casinos offer hi lo, including the best New Jersey gambling sites, not all are created equally. As such, you need to choose where to play carefully. We used a set of criteria, with security as our main priority, to compare and rank operators to bring you the best of the bunch. Only reputable, licensed casinos with solid security and player protection standards get our recommendation. We also assessed the game selection, considering the hi-lo variants on offer as well as the diversity of the overall game portfolio. Other factors include bonus opportunities, mobile compatibility, and payouts.

Here are the best Hi Lo sites for 2024:
Last updated: February 20, 2024
Welcome Bonus Pros and Cons Test Score Trusted Link Terms
£300 Top Casino Software Excellent Live Casino No Betting Platform 98% www.grandivy.com Full T&Cs apply. 18+. New players only. One bonus offer per player. Minimum deposit £20. Max bonus bet is £5. Bonus spins on selected games only and must be used within 72 hours. Bonus funds must be used within 30 days otherwise any unused bonus shall be removed. Bonus funds are 100% match up to £300 on your 1st deposit. Bonus funds are separate to Cash funds, and are subject to 35x wagering the total bonus & cash. Only bonus funds contribute towards any wagering requirements. Terms apply. BeGambleAware.org.
£40 Live & RNG Hi Lo PayPal Accepted Bonus Excludes Hi-Lo 98% www.williamhill.com Full T&Cs apply. 18+. Play Safe. New customers using Promo code BASS40 only. Opt in required. 1x per customer. Min. £10 deposit and stake on Big Bass Bonanza only. Max. bonus £40 with 35x wagering to use on Big Bass Bonanza only. Bonus expires 24 hours from issue. Eligibility rules, game, location, currency, payment-method restrictions and terms and conditions apply. www.begambleaware.org
€200 Real Dealer Hi-Lo Many Promotions PayPal Not Accepted 96% www.mrvegas.com Full T&Cs apply. 18+. New Casino players only. Min. deposit £20. 35x wagering applies within 60 days. Play responsibly.

There are a lot of checks needed to ensure you play at the best casinos. You can take the hard work out of evaluating operators by choosing any of our recommended casino sites listed above. All of our top sites are licensed, secure, and reliable. They feature great games with good options for high low players. You can also grab a bonus as a new player at any of these sites. In short, they are the best casino sites for playing hi-lo games online.

Play Hi Lo with a Bonus – Best Promotions

A highlight of playing at casino sites is the possibility of benefiting from a bonus. Most online casinos feature bonuses to attract new players. Although, the choice of hi lo bonuses might be limited. As such, you need to delve into the details of the new player bonus offers to check that the game is included. We have listed the best offers below:

Casino Bonus* Wagering Requirement Hi Lo Contribution Min Deposit Top Payment Method T&C
Grand Ivy £30 35x Bonus within 7 days 25% £5 Paypal Full T&Cs apply. 18+. New players only. One bonus offer per player. Minimum deposit £20. Max bonus bet is £5. Bonus spins on selected games only and must be used within 72 hours. Bonus funds must be used within 30 days otherwise any unused bonus shall be removed. Bonus funds are 100% match up to £300 on your 1st deposit. Bonus funds are separate to Cash funds, and are subject to 35x wagering the total bonus & cash. Only bonus funds contribute towards any wagering requirements. Terms apply. BeGambleAware.org.
MrVegas €200 35x Bonus within 30 days 25% €10 Visa Full T&Cs apply. 18+. New Casino players only. Min. deposit £20. 35x wagering applies within 60 days. Play responsibly.
* 18+, New Customers Only

When choosing a bonus, there are a few things to keep in mind. It is important to read the terms and conditions. There, you will find the wagering requirement and game weighting. If hi-lo is excluded from bonus playthrough, it will be detailed in the bonus terms. You should also take into account the minimum deposit required to get the bonus and how long you have to clear the playthrough before the bonus expires.

Our Recommended Real Money App

You can’t beat the convenience of playing real money or social casino games online, and casino mobile apps make it even easier to play. All reputable operators give you the possibility to play on the go. To find the best mobile apps for playing hi-lo, you need to check the game selection. The best apps will offer games that have been optimized for mobile play. The mobile platform should be stable, easy to navigate, and intuitive. You can also take advantage of bonus offers and promotions when you play on a mobile device. With all things considered, here is the best hi lo app:

Best Mobile App

William Hill
400% up to £40 on Big Bass Bonanza
Full T&Cs apply. 18+. Play Safe. New customers using Promo code BASS40 only. Opt in required. 1x per customer. Min. £10 deposit and stake on Big Bass Bonanza only. Max. bonus £40 with 35x wagering to use on Big Bass Bonanza only. Bonus expires 24 hours from issue. Eligibility rules, game, location, currency, payment-method restrictions and terms and conditions apply. www.begambleaware.org

You can play at a casino directly in your mobile browser, with no need to download an app. Some operators also offer download apps for iOS and Android, which are available at the respective app stores. Whichever way you choose to play, the experience will closely mirror that of playing on a desktop PC. The key difference is that the mobile casino layout will be streamlined for touchscreen play. The overall game selection may also be slightly smaller on mobile. Yet operators strive to keep the differences to a minimum.

Special Tips – How to Be Successful at Hi Lo

Whilst high low may be a simple game, there is no easy way to win. Card counting is not really an option, especially when playing online. You must make logical decisions to play the game well. There are also a few tips we share with you to help you play the game successfully.

Here are our top tips:
  • Learn the rulesHigh low game rules are simple. But you need to understand them to be able to play the game well. Read the rules before you play.
  • Practice hi lo for free – Before you play with real money, play for free. It is a good way to familiarize yourself with the betting style and gameplay with no monetary risk involved.
  • Plan your budget and consider playing with a bonus – Play responsibly by setting yourself a budget and sticking to it. If you want to get more playing time for your money, you could choose to accept a bonus offer.
  • Consider the fact that payouts could vary Hi lo payouts can vary from one round to the next. So, check the payout odds on offer each time you decide to bet higher or lower on the next card.
  • Choose the best online casino – You should play at a safe and secure casino with a good selection of games and bonus offers. You can find recommended operators in our best hi-lo casinos list.

The tips we have listed will ensure you give yourself the optimal playing experience. Savvy casino players are always on the lookout for strategies to help improve their odds. You could try to play hi lo with a strategy. We will delve into playing strategies and systems in the following section.

Play Hi-Lo with a Strategy

Due to the simplicity of the game, there are not many hi lo strategies available. To play optimally, you must always make logical decisions. Whilst high payout odds are alluring, you have a higher probability of winning bets with lower payout odds. So, choose wisely, and bet on higher or lower based on the most likely outcome.

Card counting is another strategy that could slightly improve your odds. Although it is of no use when playing online due to auto shuffling. You could also try using a popular gambling strategy, such as Martingale. Martingale is a progressive betting strategy that can be applied to even-money bets. It is a well-known strategy for playing online roulette, but you can apply the same principles to playing hi-lo. Here is what the strategy consists of:

  • Your first bet should be the lowest possible stake
  • Place the same bet each time until you lose
  • After a loss, double your bet
  • If you have successive losses, you should continue to double your bet each round
  • If you win, you will recover previous losses, and possibly gain a small profit
  • You can then restart with your initial bet and follow the same steps

You should keep in mind that no betting strategy can guarantee success. A result is never guaranteed, and you could exhaust the maximum betting limits before recuperating any losses. So, you should always consider your budget. Playing hi lo with the Martingale strategy could quickly deplete your bankroll if you have a losing streak. So, you should always consider your budget.

Final Overview – Our Top Pick for Online Hi Lo

The high low card game is simple and fun to play. If you want to play the game online, there are plenty of safe casino sites to choose from. You can pick any of our recommended operators to be sure that you play at the best hi lo casino sites. Our best-ranked casinos offer top games, bonus offers, and mobile compatibility. If you would rather make the decision making even easier, then check out our top pick for online high low:

Top Offer

Grand Ivy Casino
Up to £300 +25 Bonus Spins on Starburst
Full T&Cs apply. 18+. New players only. One bonus offer per player. Minimum deposit £20. Max bonus bet is £5. Bonus spins on selected games only and must be used within 72 hours. Bonus funds must be used within 30 days otherwise any unused bonus shall be removed. Bonus funds are 100% match up to £300 on your 1st deposit. Bonus funds are separate to Cash funds, and are subject to 35x wagering the total bonus & cash. Only bonus funds contribute towards any wagering requirements. Terms apply. BeGambleAware.org.

If Hi-Lo is too simple for you, why not try blackjack? The popular card game gives you the opportunity to put your skills into use. You can use various strategies and systems to reduce the house edge to an absolute minimum. Want to know more? We have created a complete guide to playing blackjack. You will find the rules and you can try the free game demo. We also list the best blackjack casino sites where you can play for real money online.

Popular Questions

To end our high low guide, we searched the internet to find out what players are asking about the game. There were some questions that appeared regularly. As such, we decided to collate the most frequently asked questions about playing High Low and provide you with the answers.

1. What is a hi lo?

Hi lo is a casino card game that can be played both in land-based casinos and online. Players bet on the outcome of the next card to be dealt; either higher or lower. Check our guide to how to play high low for full details.

2. How to play hi lo?

To play the high low card game, you bet on whether the next card to dealt will be higher or lower than the base card. Our overview of the rules contains a step-by-step guide to playing hi-lo.

3. How to count cards hi lo?

Hi lo is a method of counting cards, usually used in blackjack. It involves assigning a point value to each rank of card and keeping a running count of whether the value is higher or lower as cards are dealt. It is a strategy used by players to try and gain an advantage.

4. What is Omaha hi lo?

Omaha Hi Lo is a poker variant. It follows the rules of Omaha High, with the exception being the showdown. As a split pot game, Omaha Hi Lo poker's pot is divided in half. One half goes to the best hand, the other goes to the best low hand.

5. How to win at hi lo?

The best way to improve your chances of winning at hi-lo is to make sensible decisions on betting higher or lower. You can also check our top tips for more advice on how to up your game.

6. What is the RTP of a high low game?

High low RTP tends to range from around 96% - 98%. Variants that introduce enhanced betting options can have an impact on RTP. For example, Playtech's Live Hi-Lo has an RTP ranging from 96% - 96.67%. Hi-Lo Premium has an RTP of 97.17 – 97.50%.

7. Where can I play free high low card game?

We have included a high low game demo on this page which you can play for free. Give it a try! It is the best way to get to grips with the rules and how to play before risking any of your own real money.

John Isaac, Editor at online-gambling.com
John Isaac

John Isaac is one of the editors at online-gambling.com. He is an expert at card games, such as blackjack and poker. In addition, he writes about the US gambling laws and the Indian and Dutch gambling markets.

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